Optimize and consolidate. How to make the mortgage work, advice from an expert

Many people ask themselves whether it is better to take out a mortgage and live in their own, or to choose it. There is no universal answer, but in some cases a mortgage is suitable. At retirement age, it may happen that your pension will depend on it. On the contrary, after paying off the loan, you live in your own home and you only pay the costs associated with real estate management. But before you decide on a mortgage, answer the following questions.

However, if the case is complicated, such as a non-standard type of loan, mortgage refinancing and the purchase of real estate in cooperative ownership, the decisive factor will be the first parameters, not the price itself.

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